Choose the best plan for your business

Companies of all sizes and stages thrive with North One.

Get started for free. Cancel anytime.

North One Standard

$0/month

Get everything you will need to run your business’ finances with high APY¹

Highlights

Earn up to 2.50% APY¹
0% cash back on card transactions²
1.50% same-day ACH payments
$1.00 physical checks
$20.00 domestic wire send
Chat & email support

North One Plus

$30/month

Enjoy all the Standard plan benefits, plus priority support, our lowest transaction fees, and cash back rewards²

Highlights

Earn up to 3.00% APY¹
1% cash back on card transactions²
$0.00 same-day ACH payments
$0.00 physical checks
$15.00 domestic wire send
Priority support with a dedicated customer success manager

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.

Compare plans

Standard

Plus

Rewards

APY on your account balance¹

2.50%

3.00%

Cash back on card transactions²

-

1.00%

Mastercard® Easy Savings Rebate Program³

$297 discount on incorporation and tax services from Doola

-

Sending money⁴

Standard ACH

$0.00

$0.00

Same-day ACH

1.50%

(up to $20)

$0.00

Domestic wire

$20.00

$15.00

Physical check

$1.00

$0.00

Digital bill payments

$0.00

$0.00

Free ATM withdrawals per month⁵

Up to 2

Up to 6

Receiving money⁴

Standard ACH

$0.00

$0.00

Same-day ACH

$0.00

$0.00

Domestic wire

$0.00

$0.00

Check deposit

$0.00

$0.00

Free cash deposits per month^{5 6}

Up to 1

Up to 3

Features

Physical and virtual debit cards

Banking for teams

QuickBooks Online

Bill payment platform

Access to Perks program

Envelopes budgeting system

Profit-first banking

Customer support

Chat & email support

Priority support

-

Dedicated customer success manager

-

Implementation and onboarding assistant

-

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.

Testimonials

Hear from our customers 
—the proof is in the profit

Jason Ditkofsky

McNeil Signs

Switching to North One saved me $500 in fees last quarter alone—money I immediately reinvested in new inventory.

Jesse Ruben

The We Can Project

When I realized how much cash-back rewards added up, I used them to offset rising fuel costs and help keep my profit margins intact.

Ari Greenfield

Green Touch Solutions

North One has helped me have a clear understanding of my cash flow. It’s helped me budget and spend smarter and keep my business consistently profitable.

Steven Merling

Event-ure Event Planning

Incredibly fast access to my deposits means I can turn around payments faster and keep my projects moving.

Get started for free

Apply today for a North One Business Checking Account⁷, with immediate access to APY¹ and cash back rewards²

Apply for an account

North One is a financial technology company, not a bank. Banking services for the deposit account provided by The Bancorp Bank, N.A., Member FDIC.

1 The Annual Percentage Yield ("APY") for your Standard or Plus Plan is variable and may change at any time. 2.50% APY applies to Standard Accounts, and 3.00% APY applies to Plus Accounts on balances of $250,000 or less if eligibility requirements are met, including but not limited to a cumulative monthly card spend of at least $500.00, and if the account balance is greater than $0.00. For Accounts with balances over $250,000 the APY will range from 3.00% to 2.14% for Plus Plans and 2.50% to 1.78% for Standard Plans. The disclosed APY is effective as of December 18, 2024, please see your APY Program Terms & Conditions for details.

2 Customers with an active Plus subscription will receive 1% cash back on card transactions, excluding returns and ATM withdrawals through August 2, 2025. The disclosed cash back percentage is effective as of April 2, 2025. The terms governing the North One Cash Back Promotion may change at any time. Please see your North One Cash Back Promotion Terms & Conditions for details.

3 The automatic rebate program is through Mastercard's Easy Savings rebate program terms and conditions may apply. Please see the Terms & Conditions here.

4 Fees are charged for certain payment services, see the Fee Schedule in the Deposit Account Agreement for details.

5 North One does not charge a fee for this service, but may reimburse you for third party fees charged. You must contact Support to request reimbursement. Some restrictions apply. See Deposit Account Agreement for details.

6 The retailer that receives your cash will be responsible to transfer the funds for deposit into your North One Account.

7 While North One does not issue personal checkbooks to write checks, North One gives you the freedom to send checks to anyone, anytime, from anywhere via your North One Account. See your Deposit Account Agreement for more details.

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Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.