Earn 3.00% APYa on your balance in a high-yield North One Business Checking Account

—that’s nearly 38x the national averageb

Make every purchase count with a North One Business Debit Card

Make every
purchase count with
a North One
Business Debit Card

Apply for an account

North One is a financial technology company, and not a bank. Banking services are provided by The Bancorp Bank, N.A., Member FDIC.

Earn as you spend

Earn up to 4% automatic rebate1 on select categories

Spend instantly

Start spending right away with virtual cards—no waiting required

Stay in control

Track purchases, lock cards instantly, and get automated expense reports

Cash back rewards

Bank rewards with every tap

Turn every business expense into savings with automatic rebates1 on debit spend.

4% automatic rebate1

Earn 4% back on dining and hotel stays

1% automatic rebate1

Get rewarded for logistics and business travel with automatic rebate on fuel

Earn even more with Plus

Get 1% cash back2 on all purchases when you upgrade to North One Plus

Effortless card management

Flexible card access to keep your business moving

Simplify payments and manage expenses with virtual and physical cards for your business.

Instant virtual card access

Start spending as soon as you open your North One Account—no waiting for a physical card

Cards for all owners

Issue individual virtual and physical cards to co-owners and team members for easy tracking and spending control

Contactless payments

Pay securely and quickly using mobile wallets or tap-to-pay technology

Seamless card management

Monitor and control all your team’s cards from a single, easy-to-use dashboard

Cards for all owners

Issue individual virtual and physical cards to co-owners and team members for easy tracking and spending control

Contactless payments

Pay securely and quickly using mobile wallets or tap-to-pay technology

Seamless card management

Monitor and control all your team’s cards from a single, easy-to-use dashboard

Team bank account

Take control of team spending

Save time and reduce errors with shared account access, streamlined tracking, and safety features.

Shared account access

Multiple owners can securely access the account with individual logins and their own physical and virtual debit cards

Real-time
expense monitoring

Real-time 
expense monitoring

Instantly track purchases, making reconciliation at the end of the month faster and more accurate


Instant
card locking

Instant
card locking

Lock any card instantly to safeguard funds from unauthorized access

North One is a financial technology company, and not a bank. Banking services are provided by The Bancorp Bank, N.A., Member FDIC.

Built-in protection

Comprehensive security
to protect your bottom line

Your business’s security is our top priority, with safeguards built into every transaction.

Control your cards

Block transactions on lost or stolen cards and order a new one in seconds

PIN & two-factor authentication

Add an extra layer of security to help prevent unauthorized access

Fraud protection alerts


We monitor transactions in real time to detect and prevent suspicious activity

Funds are FDIC insured through partner banks3

Your funds are FDIC insured up to $250,000 through the Bancorp Bank, N.A., Member FDIC

Flexible ATM options

Access cash wherever you go

Keep cash flow flexible with nationwide deposit and withdrawal options.

Deposit cash4 easily

Use GreenDot® locations to deposit funds without hassle

Fee-free ATM withdrawals5

Access your cash fee-free at over 55,000 Allpoint ATMs—more than the top 3 national banks combined6

Withdraw cash at places you shop

Allpoint ATMs are located in popular retail stores including CVS, Walgreens, Target, Costco, Circle K, and many others

FAQs

Frequently Asked Questions

What is a business debit card?

A business debit card allows you to make business-related purchases directly from your business checking account balance.

What happens if you use a business debit card for personal use?

Using a business debit card for personal purchases can complicate bookkeeping and tax reporting. It’s best to use the card exclusively for business-related expenses to maintain clean financial records.

What is the difference between a debit card and a business card?

A personal debit card accesses personal funds, while a business debit card is tied to your business checking account. Business debit cards often come with additional perks like expense tracking, cash back, and team management features.
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1 The automatic rebate program is through Mastercard's Easy Savings rebate program terms and conditions may apply. Please see the Terms & Conditions here.

2 Customers with an active Plus subscription will receive 1% cash back on card transactions, excluding returns and ATM withdrawals through December 02, 2025. The disclosed cash back percentage is effective as of April 2, 2025. The terms governing the North OneCash Back Promotion may change at any time. Please see your North One Cash Back Promotion Terms & Conditions for details.

3 The Bancorp Bank, N.A.; Member FDIC. North One is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.

4 The retailer that receives your cash will be responsible to transfer the funds for deposit into your North One Account. Cash deposits are subject to terms and conditions of Green Dot Corporation. © Green Dot Corporation. Green Dot is a registered trademark of Green Dot Corporation. Subject to card and balance limits.

5 Fees will be charged by North One for all transactions that take place at out-of-network ATMs, including but not limited to ATMs which accept Cirrus®, Mastercard®, and Maestro® cards. Fees will not be charged by North One for any transactions made at Allpoint ATM locations, please see your Deposit Account Agreement for more details.

6 Based on publicly reported ATM counts as of May 2025 from Bank of America, Chase, and Wells Fargo. Allpoint’s network includes over 55,000 fee-free ATMs across the U.S.
© 2025 North One. All Rights Reserved.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.

Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.